Terms & Conditions

General

Please review these Terms & Conditions ("Agreement" or "Terms") carefully before accessing or using our platform. By visiting or using quotespro.co (the "Site"), operated by Quotes Pro LLC ("we," "us," or "our"), you agree to be bound by these Terms and our Privacy Policy.

These Terms apply to all users of the Site, including consumers, advertising partners, and insurance providers. If you do not accept these Terms in full, please discontinue use of the Site immediately.

For questions about these Terms, contact us at info@quotespro.co.

Key Definitions

The following terms carry specific meanings throughout this Agreement:

• "Action" — A qualifying event that triggers an obligation under a Campaign, including clicks, submitted leads, quote requests, calls, completed forms, registrations, or other defined activities.
• "Advertisement" or "Ad" — Any promotional material, including creative content, used to market products or services through the Site or its Network.
• "Campaign" — A structured marketing arrangement designed to promote insurance products or services and generate potential consumer interest.
• "Lead" — Information collected from a consumer who responds to a Campaign or Offer through our platform.
• "Network" or "Platform" — The technology system managed by Quotes Pro LLC that facilitates connections between consumers and insurance providers, and compensates partners for valid Actions.
• "Services" — All offerings provided by Quotes Pro LLC through the Site and its Platform, including facilitating introductions between users and insurance providers.

Use of Our Site

Quotes Pro LLC grants you a limited, revocable, non-exclusive, and non-transferable right to access and use the Site in accordance with these Terms. By using our platform, you confirm that:

• You are at least 18 years of age and legally capable of entering into binding agreements
• All information you submit is accurate, current, and complete
• You will use the Site only for lawful and appropriate purposes
• You will not deploy bots, scraping tools, or automated systems without prior written permission
• You will not attempt to gain unauthorized access to the Site, its servers, or any connected systems
• You will not engage in any activity that disrupts or interferes with the platform's operation

Advertiser Disclosure

Quotes Pro works with insurance providers, licensed agents, and financial partners. We may earn compensation — such as referral fees or commissions — when users interact with advertisements, submit quote requests, or purchase products through our platform.

This compensation may influence which providers appear on our Site and how they are ranked or presented. Not all insurance providers or products available in the marketplace are included in our comparison tools.

Despite these commercial relationships, we are committed to offering comparison tools and content that are as accurate, objective, and useful as possible. Our goal is always to help users make informed insurance decisions.

Quote & Comparison Services

Consent to Contact

By submitting your information through our Site, you consent to being contacted by Quotes Pro LLC and/or our insurance partners via phone, email, or text message — including through automated dialing or messaging systems — using the contact details you provide.

Quote Accuracy

All quotes and estimates displayed on our Site are based solely on the information you provide and are intended for general guidance purposes only. Final premium rates, coverage terms, and eligibility are determined exclusively by the respective insurance providers.

No Guarantee of Coverage

Receiving a quote through our platform does not constitute a guarantee of insurance approval or coverage. All final coverage decisions are made solely by the insurance carrier in accordance with their underwriting guidelines.

Intellectual Property

All content and materials on this Site — including but not limited to text, graphics, logos, icons, tools, software, and visual design — are owned by Quotes Pro LLC or are used under license from their respective rights holders. All such materials are protected by applicable copyright, trademark, and intellectual property laws.

You are permitted to use the Site for personal, non-commercial purposes only. Without our express prior written consent, you may not:

• Copy, reproduce, or distribute any Site content for commercial purposes
• Use our branding, logos, or trademarks in any unauthorized manner
• Embed, frame, or mirror Site content on any other platform
• Create derivative works based on our content or technology
• Scrape, harvest, or systematically extract data from the Site

All third-party names, logos, and trademarks referenced on this Site remain the exclusive property of their respective owners.

Third-Party Links & Content

Our Site may include links to third-party websites operated by insurance carriers, partners, or other organizations, provided for your convenience. These links do not constitute an endorsement or affiliation.

Quotes Pro LLC does not control and is not responsible for the content, privacy practices, accuracy, or availability of any external websites. We strongly encourage you to review the terms and privacy policies of any third-party site before providing personal information or making any decisions.

Warranties & Disclaimers

The Site and all associated Services are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied.

All quotes and information presented on our Site are for informational purposes only and do not constitute professional insurance, financial, or legal advice. Quotes Pro LLC is not affiliated with, endorsed by, or a representative of any government program, including Medicare or Medicaid.

Limitation of Liability

To the maximum extent permitted by applicable law, Quotes Pro LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of — or inability to use — the Site or its Services.

Quotes Pro LLC is not responsible for any actions, omissions, or misconduct by third-party insurance providers or other partners accessed through our platform.

Governing Law & Dispute Resolution

This Agreement is governed by and construed in accordance with the laws of the State of Ohio. Any legal disputes arising from or related to this Agreement shall be resolved exclusively in the courts located within Ohio.

Informal Resolution

Before initiating any formal legal proceedings, both parties agree to first attempt to resolve any dispute through good-faith written notice and discussion within thirty (30) days of the notice being sent.

Attorneys' Fees

The prevailing party in any dispute arising under this Agreement shall be entitled to recover reasonable attorneys' fees and associated legal costs from the non-prevailing party.

General Provisions

• Entire Agreement: This Agreement constitutes the complete and exclusive understanding between the parties and supersedes all prior agreements or representations.
• Severability: If any provision of this Agreement is found to be unenforceable, the remaining provisions will continue in full force and effect.
• No Waiver: Failure to enforce any provision of this Agreement does not waive the right to enforce it in the future.
• No Assignment: You may not assign or transfer your rights under this Agreement without prior written consent from Quotes Pro LLC.
• Independent Contractors: Nothing in this Agreement creates a partnership, joint venture, or employment relationship between you and Quotes Pro LLC.
• Survival: Provisions intended to survive termination of this Agreement — including intellectual property, liability limitations, and dispute resolution — shall remain in effect.

Contact Us

If you have any questions, concerns, or requests related to these Terms & Conditions, our team is here to help. Please reach out through any of the following channels:

Your Consent & Agreement

By accessing and using the Quotes Pro website and Services, you confirm that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree with any portion of these Terms, please discontinue use of our platform immediately.

Your continued use of our platform following any modifications to these Terms will constitute your acceptance of the updated version.